H. Kraft was admitted to the California State Bar in 1991. His
education includes: B.B.A. degree in 1974, and M.B.A. degree
in 1979, at Loyola University in Los Angeles, California; J.D. degree,
with Great Distinction, in 1991, at McGeorge School of Law, University
of the Pacific. While continuing to work in the banking industry and
attending law school at night, he received numerous
academic awards including Order of the Coif, American Jurisprudence
Awards for Torts, Bankruptcy, Negotiable Instruments, and Personal
Property Finance, and the Corpus Juris Secundum Award, awarded by the
faculty for significant contributions to legal scholarship.
He practices in the areas of creditors rights, commercial and real
estate loan documentation, commercial litigation, bankruptcy, real
estate and collections. Doug is an AV Preeminent Rated attorney through
Doug is a member of the California Bankers Association (“CBA”) and serves on the CBA Agricultural Lending Committee and the Lenders’ Conference Task Force. Doug is an active member of the Risk Management Association (“RMA”) and has served on the Board of the Sacramento Valley Chapter and as Program Chairman for over fifteen years. Doug has also served on the Insolvency Law Committee (2005-2008) and the Uniform Commercial Code Committee (2000-2003) of the Business Law Section of the California State Bar. Doug is a member of the Commercial Law and Bankruptcy Section, the Real Estate Law Section and the Business Law Section of the Sacramento County Bar Association and a member of the Sacramento Valley Bankruptcy Forum.
Doug is an active and sought after speaker, participating in presentations at the CBA Lender’s Conference, the CBA Chief Credit Officers Symposium, the Annual Spring Meeting of the Business Law Section and Intellectual Property Section of the State Bar, and in continuing education classes for the Continuing Education of the Bar. Topics include: “Taking and Enforcing Security Interests in Personal Property Revised Article 9"; “Tales From the Trenches: Oops! Thing We Should Have Thought of Before This Loan Became a Problem”; “Issues Facing Lenders in Agricultural Loan Documentation and Workouts”; “Don’t Let Your Borrower Get Away: Enforcing Your Loan Documents”; “Lessons Learned in Construction Lending”; “Emerging Issues in Real Estate Finance”; “The Impact of Bankruptcy on Real Property Transactions”; “Real Estate Financing in a Down Market”; “Selected Leasing Issues in Real Estate Lending”; “What’s Driving the Bank That’s Driving You Crazy” and “What’s Driving the Bank That’s Driving You Crazy: Part Deux”.
Doug has developed and presented an education program for RMA entitled “Security Interests and the UCC”. In addition, Doug and his former partner developed and presented a program for Lorman Education Services entitled “Commercial Real Estate Loan Documentation in California”