KRAFT LAW

Douglas H. Kraft
Douglas
 H. Kraft was admitted to the California State Bar in 1991.  His 
education includes:  B.B.A. degree in 1974, and M.B.A. degree
 in 1979, at Loyola University in Los Angeles, California; J.D. degree, 
with Great Distinction, in 1991, at McGeorge School of Law, University 
of the Pacific.  While continuing to work in the banking industry and 
attending law school at night, he received numerous
 academic awards including Order of the Coif, American Jurisprudence 
Awards for Torts, Bankruptcy, Negotiable Instruments, and Personal 
Property Finance, and the Corpus Juris Secundum Award, awarded by the 
faculty for significant contributions to legal scholarship. 
 He practices in the areas of creditors rights, commercial and real 
estate loan documentation, commercial litigation, bankruptcy, real 
estate and collections. Doug is an AV Preeminent Rated attorney through 
Martindale Hubbell.   
Doug
 is a member of the California Bankers Association (“CBA”) and serves on
 the CBA Agricultural Lending Committee and the Lenders’
 Conference Task Force.  Doug is an active member of the Risk Management
 Association (“RMA”) and has served on the Board of the Sacramento 
Valley Chapter and as Program Chairman for over fifteen years. Doug has 
also served on the Insolvency Law Committee (2005-2008)
 and the Uniform Commercial Code Committee (2000-2003) of the Business 
Law Section of the California State Bar.  Doug is a member of the 
Commercial Law and Bankruptcy Section, the Real Estate Law Section and 
the Business Law Section of the Sacramento County
 Bar Association and a member of the Sacramento Valley Bankruptcy Forum.     
Doug
 is an active and sought after speaker, participating in presentations 
at the CBA Lender’s Conference, the CBA Chief Credit Officers
 Symposium, the Annual Spring Meeting of the Business Law Section and 
Intellectual Property Section of the State Bar, and in continuing 
education classes for the Continuing Education of the Bar.  Topics 
include: “Taking and Enforcing Security Interests in Personal
 Property Revised Article 9";  “Tales From the Trenches:  Oops!  Thing 
We Should Have Thought of Before This Loan Became a Problem”; “Issues 
Facing Lenders in Agricultural Loan Documentation and Workouts”; “Don’t 
Let Your Borrower Get Away: Enforcing Your Loan
 Documents”; “Lessons Learned in Construction Lending”; “Emerging Issues
 in Real Estate Finance”;  “The Impact of Bankruptcy on Real Property 
Transactions”; “Real Estate Financing in a Down Market”; “Selected 
Leasing Issues in Real Estate Lending”; “What’s
 Driving the Bank That’s Driving You Crazy” and “What’s Driving the Bank
 That’s Driving You Crazy: Part Deux”.    
Doug
 has developed and presented an education program for RMA entitled 
“Security Interests and the UCC”.   In addition, Doug and his former partner
developed and presented
 a program for Lorman Education Services entitled “Commercial Real 
Estate Loan Documentation in California”